At First Foundation, we’re committed to helping you Own, Grow, and Protect your financial future. Below, you’ll find an overview of the services we offer to support you in every stage of your financial journey.

Mortgage Services

• Home Purchase Mortgages – Tailored options for:

  • First-time homebuyers
  • Move-up buyers
  • Property investors

• Mortgage Renewals and Transfers – Guidance for renewing or transferring existing mortgages.

• Mortgage Refinancing – Solutions to:

  • Access home equity
  • Consolidate debt
  • Secure better terms

• Home Equity Lines of Credit (HELOCs) – Flexible options for accessing your home’s equity.
  

• Construction Financing - Customized financing solutions for building new homes or major renovations, offering flexibility and support through each stage of your construction project.
  

• Commercial Financing - Specialized financing for purchasing or refinancing commercial properties, designed to meet the needs of business owners, investors, and developers looking to expand or enhance their commercial ventures.
  

• New-to-Canada Mortgages – Financing solutions for newcomers establishing credit in Canada.

• Alternative Lending Solutions – Including:

  • Private mortgages
  • Options for unique financial situations

Insurance Services

• Home Insurance – Comprehensive coverage for:

  • Homes
  • Condos
  • Rental properties

• Auto Insurance – Coverage for:

  • Personal vehicles
  • Commercial vehicles
  • Recreational vehicles

• Life Insurance – Options to secure your family’s future:

  • Term life
  • Whole life
  • Universal life

• Critical Illness and Disability Insurance – Income protection to safeguard against unforeseen health events.

• Commercial Insurance – Custom policies for:

  • Business liability
  • Property coverage

• Professional Liability Insurance – Tailored coverage for various professional fields.

• Travel Insurance – Health and emergency coverage for travel.

• Specialty Insurance – Customized policies for unique assets and risks.

Financial Planning Services

• Investment Planning – Portfolio management and strategies for growth, including:

  • Registered Retirement Savings Plan (RRSP)
  • Tax-Free Savings Account (TFSA)
  • Registered Education Savings Plan (RESP)
  • Registered Disability Savings Plan (RDSP)
  • Non-registered investment accounts

• Retirement Planning – Comprehensive plans to ensure a secure retirement, covering:

  • Retirement Income Funds (RIF)
  • Annuities
  • Pension maximization

• Tax Optimization – Strategies to:

  • Minimize tax obligations
  • Maximize after-tax income

• Estate Planning – Solutions for efficient wealth transfer, including:

  • Wills and trusts
  • Charitable giving strategies
  • Tax-efficient inheritance planning

• Education Savings Plans – Funding strategies for educational expenses, including:

  • Registered Education Savings Plan (RESP)
  • Government grants and matching programs

• Debt Management and Budgeting – Guidance for:

  • Reducing debt
  • Building a sustainable budget
  • Improving credit health

• Group Benefits and Health Spending Accounts – Tailored options for:

  • Business owners
  • Self-employed clients

Specialty Programs

• First-Time Homebuyer Program – Resources and guidance for first-time home purchases.

• Business Owner Solutions – Financial and insurance solutions for business needs.

• Self-Employed Mortgage Solutions – Flexible options for self-employed individuals, including:

  • Income verification alternatives
  • Custom repayment structures

• Wealth Accumulation Program – Long-term strategies for high-net-worth clients, including:

  • Real estate investments
  • Private equity options
  • Managed portfolios

Why Choose First Foundation?

At First Foundation, we combine expertise with a personalized approach, offering solutions tailored to your unique financial needs. Whether you’re buying your first home, protecting your assets, or planning for retirement, our team is here to support you every step of the way.

Ready to get started? Contact us today for a consultation or visit our Contact Page for more information.